Everyday Banking
Zero-balance accounts, blazing-fast UPI and instant transfers in 40+ currencies — banking without the leakage.
ExploreSuvarnyog brings investments, insurance, loans and financial planning together in one simple platform, helping you make informed financial decisions for your future. 550+INVESTERS and 10CR+ AUM across 4 cities.
4.9 from 100+ verified reviews
5312 •••• •••• 4271
Card holder
AARAV P. SESHAYA
Expires
09/28
CVV
Issued by Suvarnyog Financial Services Ltd., Pune. Use of this card is subject to the cardholder agreement and tariff. Lost or stolen cards must be frozen instantly in the Suvarnyog One app.
Payment received
₹12,500 · Priya M.
₹1.08L of ₹1.5L · Autosweep on
INVESTERS+
Customers across 4 cities & 3 districts
₹0 Cr+
Loans & advances disbursed in FY 2024–25
0 ★
Average app & store rating
0 %
Platform uptime, 12-month rolling
One account, six pillars. From a two-minute daily transfer to a two-day home loan — every journey through Suvarnyog starts with a single, thoughtful login.
Zero-balance accounts, blazing-fast UPI and instant transfers in 40+ currencies — banking without the leakage.
ExplorePersonal loans up to ₹25L, home loans to ₹2.5Cr, gold loans and SME credit — with document-free pre-approval.
Estimate EMIMutual funds, index investing, digital gold and FD ladders — all in one portfolio, all through the same app.
Start investingTerm, health, life, vehicle and flood cover — bound in under 10 minutes and managed from your app.
Get coveredSend money to 90+ countries at real exchange rates, with fees from just ₹18 and zero delivery delays.
Send abroadBusiness accounts with cash management, treasury tools, corporate cards and a dedicated relationship banker.
Grow with usDrag the sliders to plan personal, home or SME credit. Estimates update in real time — no account needed.
Estimated monthly EMI
₹0
Illustrative only; subject to customer eligibility & terms.
From your first rupee to your next property — a natural upgrade path without switching banks.
Gold-linked savings that reward every rupee — no tickets, no lock-ins, interest paid monthly.
Start saving with absolutely nothing. No minimums, no maintenance traps, no early closure penalties.
Business-grade banking for freelancers and SMBs — with a real operating account that thinks ahead.
Safety net: deposit products are DICGC insured up to ₹5 lakh per depositor.
From 5 a.m. coffee to 11 p.m. payments, Suvarnyog One keeps every rupee visible, every goal on track and every decision a tap away.
Good morning
Aarav Sharma
Total balance
₹1,24,580
▲ ₹8,240 this month
Today's spending
View allBank-grade safeguards, certified by the world's best auditors and monitored around the clock — so your money rests easy.
256-bit AES in transit and at rest, with hardware key storage and automatic key rotation.
40+ risk signals per transaction, screened by a 24×7 command centre in seconds.
Face ID, fingerprint and Aadhaar eKYC keep the person in front of you the real you.
RBI digital security guidelines, CERT-In empanelled and ISO 27001 certified.
Members can now earn 7.1% p.a. on savings with as little as ₹500, backed by our DICGC-insured deposit network.
Read storyRecognised for exceptional customer experience across 12 lakh+ digitally-onboarded customers.
Read storyNew banking-as-a-service partnerships bring Suvarnyog services to rural SMEs, NRIs and small towns.
Read storyCustomer stories
“Suvarnyog took me from account holder to first-time investor in under a year. The Gold Saver changed how my grandmother thinks about her money — she now calls it her morning nest egg.”
“I ran my paper mill through Suvarnyog's SME suite. Credit approval in two days, zero paperwork, and support that answers on the first ring. It genuinely feels modern.”
“Transparent fees, instant transfers, and reminders that actually arrive before the due date. Suvarnyog is the first bank that has ever felt built for my life.”
Can't find your answer? Our team is here around the clock — average call wait is just 38 seconds.
Mon–Sat, 8am–8pm IST · Average wait 38 seconds
Yes. Deposits are protected by the Deposit Guarantee Corporation of India (DICGC) up to ₹5 lakh per depositor. All digital channels follow RBI's Digital Payment Security Controls, and our data centre is ISO 27001 certified with 24×7 monitoring.
Most accounts are opened in under 5 minutes with Aadhaar eKYC. Debit card numbers are issued on the spot, and Platinum benefits activate immediately after approval.
Classic Savings: ₹0. Everyday Current+: ₹1,000. Suvarn Gold Saver: ₹500 to earn the full 7.1% p.a. No hidden charges, ever — we'll always notify you before any fee.
Yes — personal loans up to ₹25 lakh, home loans up to ₹2.5 crore, car loans from 8.9% p.a., and gold loans against your jewellery at up to 18% p.a. Pre-approved offers appear in your app whenever you're eligible.
Open a free Suvarnyog account in 5 minutes — no branch visit, no minimum balance, no paperwork.
Free to open · No obligation · 5-minute eKYC